.........som sådan har ikke brug for statsstøtte.......men det har det samfund der er i vanskeligheder som ovennævnte.....og som Glenn skriver er det et svimlende beløb der udbetales........men det er netop prisen for at undgå følgerne af at man ikke har indrettet sig efter kapitalismens regler.....der minder utroligt meget om naturens.
Hej Bjarke
Prøv at se på dette bud på årsagen til krisen - for frit marked/for meget deregulering!:
Late-2000s_financial_crisis:
http://en.wikipedia.org/wiki/L...isis
Citat: "...
Many causes for the financial crisis have been suggested, with varying weight assigned by experts.[11] The United States Senate issued the Levin–Coburn Report, which found "that the crisis was not a natural disaster, but the result of high risk, complex financial products; undisclosed conflicts of interest; and the failure of regulators, the credit rating agencies, and the market itself to rein in the excesses of Wall Street."[12]
..."
Wall Street and the Financial Crisis: Anatomy of a Financial Collapse:
http://en.wikipedia.org/wiki/W...apse
Citat: "...
four major areas of concern regarding the failure of the financial system:
[*] high risk mortgage lending,
[*] failure of regulators to stop such practices,
[*] inflated credit ratings,
[*] and abuses of the system by investment banks.
..."
Når kapitalismen får frit spil:
25 People to Blame for the Financial Crisis.
The good intentions, bad managers and greed behind the meltdown:
http://www.time.com/time/speci...html
Citat: "...
From the start, Bush embraced a governing philosophy of deregulation.
..."
Bush can share the blame for financial crisis:
http://www.nytimes.com/2008/09...=all
To some extent, Bush was simply following a deregulatory pattern set by Clinton. Perhaps the most significant recent deregulation of the banking industry - the landmark act that allowed commercial banks to expand into other financial activities, like investment banking and insurance - was signed into law by Clinton in 1999.
..."
En af fadæserne der var med til at bane vejen for at krisen blev så omfattende:
Gramm-Leach-Bliley Act:
http://en.wikipedia.org/wiki/G..._Act
Citat: "...
It repealed [ophævede] part of the Glass-Steagall Act of 1933, removing barriers in the market among banking companies, securities companies and insurance companies that prohibited any one institution from acting as any combination of an investment bank, a commercial bank, and an insurance company. With the passage of the Gramm-Leach-Bliley Act, commercial banks, investment banks, securities firms, and insurance companies were allowed to consolidate. The legislation was signed into law by President Bill Clinton.
..."
-
Indført kort tid efter 1929-børskrakket:
Glass-Steagall Act:
http://en.wikipedia.org/wiki/G..._Act
Citat: "...
The Banking Act of 1933, Pub.L. 73-66, 48 Stat. 162, enacted June 16, 1933, was a law that established the Federal Deposit Insurance Corporation (FDIC) in the United States and introduced banking reforms, some of which were designed to control speculation.[1]
...
The repeal of provisions of the Glass-Steagall Act by the Gramm-Leach-Bliley Act in 1999 effectively removed the separation that previously existed between investment banking which issued securities and commercial banks which accepted deposits. The deregulation also removed conflict of interest prohibitions between investment bankers serving as officers of commercial banks. This repeal directly contributed to the severity of the Financial crisis of 2007–2011 by allowing Wall Street investment banking firms to gamble with their depositors' money that was held in the commercial banks.[4][5][6][7][8][9]
...
The first Glass-Steagall Act of 1932 was enacted in an effort to stop deflation, and expanded the Federal Reserve's ability to offer rediscounts on more types of assets, such as government bonds as well as commercial paper.[10] The second Glass-Steagall Act (the Banking Act of 1933) was a reaction to the collapse of a large portion of the American commercial banking system in early 1933. Literature in economics usually refers to this latter act simply as the Glass-Steagall Act, since it had a stronger impact on US banking regulation.[11]
...
According to a summary by the Congressional Research Service of the Library of Congress:
In the nineteenth and early 20th centuries, bankers and brokers were sometimes indistinguishable. Then, in the Great Depression after 1929, Congress examined the mixing of the "commercial" and "investment" banking industries that occurred in the 1920s. Hearings revealed conflicts of interest and fraud in some banking institutions' securities activities. A formidable barrier to the mixing of these activities was then set up by the Glass-Steagall Act.[14]
..."
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